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Author Archives: Pankaj Mathpal

About Pankaj Mathpal

Pankaj Mathpal, Founder and Managing Director, Optima Money Managers Pvt. Ltd. has over 22 years of work experience in Marketing, Financial Planning & Education. Read More…

Financial Planning for Single Parents

Financial Planning for Single Parents

Parenting is a responsibility cherished by most parents. However, given the difficult economic situation that the world is facing today, most parents would agree that bringing up children is becoming tougher day by day. This is more true in case of single parents where one parent has to single handedly take care of his or […]

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How to enjoy the benefit of your credit card

How to enjoy the benefit of your credit card

Today you don’t have to carry bundles of cash while you go shopping. In those times when there was no credit card, most of your concentration would be on your money rather than shopping but today you can do shopping instantly. In the last few years, the usage of credit card has seen a phenomenal […]

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Should you invest in RBI Inflation Indexed National Savings Securities-Cumulative (IINSS-C)

Should you invest in RBI Inflation Indexed National Savings Securities-Cumulative (IINSS-C)

RBI has launched Inflation Indexed National Saving Securities on 23rd December. Unlike inflation indexed bonds launched earlier this year which are linked to whole sale price index (WPI) these bonds are linked to consumer price index (CPI) which is better indication of the retail inflation. Face value of bond is Rs. 5000 and issued at […]

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Understanding the Facts and Fallacies of Credit information Companies in India

Understanding the Facts and Fallacies of Credit information Companies in India

A relatively better economy, ever-growing number of businessmen and new industries, increasing disposable incomes, the desire of owning a couple of real estate properties in the individuals, and the availability of unmatchable variety when it comes to lifestyle and choice of brands are some key reasons that have led to an incredible outflow of money. […]

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Alternatives to Personal Loans for Dealing with Cash Crises

Alternatives to Personal Loans for Dealing with Cash Crises

Life, being full of unpredictable events, makes it extremely challenging for a person to stay unharmed when it comes to money matters. At times, people might feel short of cash and be in dire need of finances to deal with urgent situations. During such pressing situations, when they cannot arrange enough funds from the existing […]

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