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Author Archives: Pankaj Mathpal

About Pankaj Mathpal

Pankaj Mathpal, Founder and Managing Director, Optima Money Managers Pvt. Ltd. has over 22 years of work experience in Marketing, Financial Planning & Education. Read More…

Financial Planning- Case Study

Financial Planning- Case Study

Sachin and Rashmi Saxena live in Jaipur and are working with private firms. Sachins monthly income is Rs 1 lakh and Rashmis Rs 40,000.They live in their own house. They have a daughter (3) and a son (2 months).They aim to accumulate a corpus for their kids higher education when they turn 21,followed by their […]

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Are you saving enough for your child’s education?

Are you saving enough for your child’s education?

  A child’s professional or higher education is one of the most important financial goals for every parent . Parents start imagining right from their child’s birth that their baby will grow up to become a doctor, engineer, pilot or an astronaut. But with the cost of education increasing drastically over the past few years, […]

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Strapped for Cash? Know the Different Ways to Leverage Your House

Strapped for Cash? Know the Different Ways to Leverage Your House

Sachin and Preeti both work in a private firm in Mumbai. Apart from his regular job Sachin also runs a small fitness centre. Like every person’s life, Sachin’s life is also ebbing out certain challenges for him to deal with. A bunch of investments going wrong together have brought down his reserves remarkably and the […]

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Fight Market Volatility by investing systematically

Fight Market Volatility by investing systematically

Indian stock markets have been pretty volatile since the advent of global recession. The uncertainty is such that markets can take a plunge in one day and rise up again on the very next day. Also due to increased media attention that financial markets are receiving these days, the investors have become apprehensive in investing […]

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A year-end checklist for couples (A Case Study)

A year-end checklist for couples (A Case Study)

Anshul Jain an IT professional, and Priya, a freelance TV actress, live in Mumbai with their son Aryan. Anshul pays Rs 25,000 as home loan EMI. In 2013-14 (FY14), he switched jobs and also redeemed some of his equity mutual fund schemes, sold one residential property and surrendered a pension plan underwritten by a private […]

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