It is no secret that term insurance is a key component of any financial portfolio. It is an ideal, cost effective instrument to secure your loved ones and serves as an income replacement tool in case the breadwinner passes away. One of the latest entrants in this category has especially taken my notice. Before we […]
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A lackadaisical approach towards maintaining fitness is not only bad for your health, but also your budget. Find out how a healthy lifestyle can keep your health insurance premiums under check. Poor state of health can be debilitating in more ways than one. Health insurance companies typically think twice before issuing policies to insurance-seekers with […]
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Key objective of life insurance is to protect family’s future in case of untimely death of the breadwinner and term insurance plan serves it best. Like any other term insurance plan PNB MetLife Mera Term plan is a pure term insurance plan without any survival or maturity benefits. Death benefit under the plan is paid […]
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What is the size of your health cover? Rs 2 lakhs, Rs 3 lakhs or Rs 5 lakh? This sum assured as it is called in insurance parlance could cover for minor hospitalisation costs. However, life threatening ailments such heart surgery and cancer come with a heavy price tag and your health insurance may really […]
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Key Objective of life insurance is to protect future income due to untimely death of the breadwinner. Similarly In case of health insurance the objective is to cover the cost of hospitalization. But in India usually life insurance is bought and sold as a tax saving instrument or as an investment product. When insurance intermediary […]
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