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Author Archives: Pankaj Mathpal

About Pankaj Mathpal

Pankaj Mathpal, Founder and Managing Director, Optima Money Managers Pvt. Ltd. has over 22 years of work experience in Marketing, Financial Planning & Education. Read More…

Going cashless, but be careful!

Going cashless, but be careful!

It’s not every day that the government of a country decides to shock the masses with an overnight economic blow. But after the demonetization stint in India, we’ve learned it the hard way that those in power can someday decide to use it too. Whether the ‘impact’ of this dramatic demonetization drill has been a […]

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Everything you wanted to know about UPI (Unified Payment Interface)

Everything you wanted to know about UPI (Unified Payment Interface)

National Payments Corporation of India along with RBI has launched an application called Unified Payment Interface for people to carry on their operations in the digital forms. The app is gaining popularity following the demonetization policy taken up by the government last month. UPI is finding more users as government is promoting digital or cashless […]

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How to measure the risk of your mutual fund portfolio

How to measure the risk of your mutual fund portfolio

You must have heard this line in all mutual fund advertisements. “Mutual fund investments are subject to market risks, read all scheme related documents carefully.” Then you may wonder why you should invest in mutual funds. The reason you are investing in mutual funds is because they invest in diversified portfolio of shares and securities. […]

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PNB MetLife Mera Term Plan- A plan loaded with features

PNB MetLife Mera Term Plan- A plan loaded with features

Key objective of life insurance is to protect family’s future in case of untimely death of the breadwinner and term insurance plan serves it best. Like any other term insurance plan PNB MetLife Mera Term plan is a pure term insurance plan without any survival or maturity benefits. Death benefit under the plan is paid […]

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Not all equity funds are the same, know the difference

Not all equity funds are the same, know the difference

How to choose a mutual fund? This can get tricky when you have to choose from over 11,000 schemes, which are not similar in nature. Some mutual fund schemes invest more in equity, some in debt, some in large cap stocks, some in mid-cap and small-cap stocks, some in specific sectors or themes. In this […]

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