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Author Archives: Pankaj Mathpal

About Pankaj Mathpal

Pankaj Mathpal, Founder and Managing Director, Optima Money Managers Pvt. Ltd. has over 22 years of work experience in Marketing, Financial Planning & Education. Read More…

Consider FMPs for higer post tax returns

Consider FMPs for higer post tax returns

It was not long ago when fixed maturity plans (FMP) was a preferred investment instruments for large companies and high net-worth investors but today it has found takers in retail investors. Of late with the government trying to stem fall in rupee there has been liquidity tightening measures which led to the increase in short-term […]

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Colour Code is not enough to understand the risk in Mutual Fund

Colour Code is not enough to understand the risk in Mutual Fund

Mutual fund investments are subject to market risks, read  all scheme related documents carefully. This is a common disclaimer you see in  all advertisement related to mutual fund or on sales brochures. Still complaint  of mis-selling is very common. Though you cannot always blame the mutual fund  distributor for this mis-selling as sometime investor invests […]

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Step By Step Guide To File Your Income Tax Return

Step By Step Guide To File Your Income Tax Return

Mrinal Sen, an engineer by profession, had received Form 16 last week only. Every year he gets his income-tax (I-T) returns filed through a Tax Consultant because of lack of confidence. There are others like Mrinal, who would not have time or knowledge about e-filing. With July 31 as the deadline, you are left with […]

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Online shopping can be rewarding

Online shopping can be rewarding

  With the entry of international behemoth amazon and desi counterparts like snapdeal and flipkart ecommerce sales has recently exploded.  Everything from your groceries to the latest electronic gadgets is now available at your fingertips.  With billion dollar investments from FII’s these companies have been giving aggressive discounts to woo customers from traditional brick and […]

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Seven things marathon teaches about investing

Seven things marathon teaches about investing

Define realistic goals: A participant in the race usually likes to set a target. It may be completing the race or finishing within a set time or finishing within the top 100 runners. All participants will not set the goal of winning the marathon because this is unrealistic. Similar is the case of planning your […]

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