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Author Archives: Pankaj Mathpal

About Pankaj Mathpal

Pankaj Mathpal, Founder and Managing Director, Optima Money Managers Pvt. Ltd. has over 22 years of work experience in Marketing, Financial Planning & Education. Read More…

Avoid these common money mistakes

Avoid these common money mistakes

Investment is postponement of consumption. We invest our money with an expectation that it will grow with time. Since money loses its value with time due to inflation hence it is important that it should generate returns higher than inflation to protect its value.  Investors make several mistakes in investment which hampers the objective of […]

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Using credit cards? Subscribe to a card Protection Plan

Using credit cards? Subscribe to a card Protection Plan

However organized we are in our life, at one time or the other it happens that the things get somewhat messy around us. Similarly, we try to keep our wallet organized and protected all the times, but sometimes we miss our plan. Wallet lost is something that most of the people experience, at least once […]

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List of investment proofs you should submit to your employer for claiming tax benefits

List of investment proofs you should submit to your employer for claiming tax benefits

Salaried employees usually submit an investment declaration to their account department in the beginning of financial year. Following which, account department calculates and deducts tax from employees’ salary. In the month of Feb and March, accounts department flood the mails of their company employees with the mails asking for the proofs of tax saving investments […]

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Common financial frauds that you need to be alert about

Common financial frauds that you need to be alert about

While money maybe a laborious day’s fruit for most of us, there are many out there who are willing to take an unwarranted share from it, in ways that are anything but solicited. With online transactions and a cashless economy becoming a full-fledged reality, the chances of digital scams and spurious dealings on one’s account […]

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Five things to do at the beginning of the year

Five things to do at the beginning of the year

In your endeavor to start the new year on a good note, there are a few things you should never overlook. While you may have your personal goals in place, your financial aims need some honing too. The bigger aspects like a job switch or working towards a much deserved promotion might be some sound […]

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