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Author Archives: Pankaj Mathpal

About Pankaj Mathpal

Pankaj Mathpal, Founder and Managing Director, Optima Money Managers Pvt. Ltd. has over 22 years of work experience in Marketing, Financial Planning & Education. Read More…

Beware of Some Common Inane Cheque Writing Mistakes

Beware of Some Common Inane Cheque Writing Mistakes

A cheque is one of the most commonly used forms of promissory note that enables the people to pay someone or for something on a later date without the headache of carrying physical cash in hand everywhere. Writing a cheque in someone’s name is absolutely a no-brainer, except when the person forgets to write something […]

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Beware of Some Common Tricks Played by Realtors While Selling Property

Beware of Some Common Tricks Played by Realtors While Selling Property

As the real estate sector has become increasingly popular and decreasingly transparent, so have the real estate developers. For making way to sell residential and other projects, most developers employ various sales and marketing strategies to lure individuals interested in buying house property as well as property for investment. Buyers, while looking at a residential […]

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How to Sidestep from Becoming a Bank Loan Defaulter?

How to Sidestep from Becoming a Bank Loan Defaulter?

Expenditures are inevitable and unexpected. It is really difficult to stay away from expenses as they are bound to bother you in any particular form. Many a times expenditures exceed the earnings and this is where matters get worse for an individual. The need to fill in the gap created between the two heads becomes […]

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How rupee deprecation can impact your financial planning

How rupee deprecation can impact your financial planning

A lawyer, who had come from a Singapore trip,had been waiting for the rupee to depreciate so that she could exchange the dollars left from the trip into rupee. Last month her wait paid off when rupee had touched record lows. If you had followed news you would notice the fluctuation in rupee in the […]

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Everything you want to know about Public Provident Fund

Everything you want to know about Public Provident Fund

  Public Provident Fund or PPF is a product of choice for self employed professionals to build their retirement corpus who don’t have option to invest in Employee Provident Fund. Scheme is suitable for investors who are looking for steady returns from their investment without taking any risk. PPF is also popular among salaried employee […]

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